Trust & Estate Specialist
Trust- & Boedelspesialis
Deceased estates and trusts, administered personally by the principal himself, from the first phone call to the final account. Direct access, no juniors, no call centre. Bestorwe boedels en trusts, persoonlik behartig deur die prinsipaal self, van die eerste oproep tot die finale rekening. Direkte toegang, geen juniors, geen inbelsentrum nie.
One point of contact who understands both the money and the law, and who takes personal responsibility for your matter from beginning to end. Een kontakpunt wat sowel die geld as die reg verstaan, en wat persoonlike verantwoordelikheid vir u saak aanvaar van begin tot einde.
HML Advisory & Administrators was founded by Müller Lourens after years in a traditional law firm, with a single purpose: to give clients the direct, personal service that larger practices too often cannot.
Müller holds a dual BCom and LLB qualification. It is an uncommon combination, and it means he understands both the financial and the legal side of every estate and trust. Tax, valuations, investments and the law are not passed between departments. They are weighed up together, by one person.
When you appoint HML, you deal with the principal directly. There are no junior staff, no call centre, and no file handed from desk to desk. You get considered advice and clear communication.
Personal responsibility for your matter, from start to finish.
HML Advisory & Administrators is deur Müller Lourens gestig ná jare by 'n tradisionele prokureursfirma, met een doel: om kliënte die direkte, persoonlike diens te gee wat groter praktyke te dikwels nie kan bied nie.
Müller beskik oor 'n dubbele BCom- en LLB-kwalifikasie. Dit is 'n ongewone kombinasie, en dit beteken hy verstaan sowel die finansiële as die regskant van elke boedel en trust. Belasting, waardasies, beleggings en die reg word nie tussen afdelings aangegee nie. Dit word saam oorweeg, deur een persoon.
Wanneer u HML aanstel, skakel u direk met die prinsipaal. Daar is geen junior personeel, geen inbelsentrum, en geen lêer wat van lessenaar tot lessenaar aangegee word nie. U kry deurdagte advies en duidelike kommunikasie.
Persoonlike verantwoordelikheid vir u saak, van begin tot einde.
Everything required to wind up an estate or plan ahead, handled from start to finish.Alles wat nodig is om 'n boedel af te handel of vooruit te beplan, van begin tot einde behartig.
Complete winding-up of a deceased estate, from reporting to the Master and appointment, through to the liquidation and distribution account and final payment to heirs.Volledige afhandeling van 'n bestorwe boedel, van aanmelding by die Meester en aanstelling, tot die likwidasie- en distribusierekening en finale uitbetaling aan erfgename.
Streamlined handling of smaller estates under R250,000, where the Master may dispense with a full executor's appointment. Faster, simpler and cost-effective.Vereenvoudigde hantering van kleiner boedels onder R250 000, waar die Meester met 'n volle eksekuteursaanstelling kan afsien. Vinniger, eenvoudiger en koste-effektief.
Structuring your assets during your lifetime to reduce estate duty, provide liquidity, and ensure your estate passes smoothly to the people you intend.Strukturering van u bates tydens u leeftyd om boedelbelasting te verminder, likiditeit te verseker, en te sorg dat u boedel glad oorgaan na die mense wat u bedoel.
Drafting a clear, valid will that reflects your wishes and works with your broader estate plan, including testamentary trusts where they are appropriate.Opstel van 'n duidelike, geldige testament wat u wense weerspieël en saamwerk met u breër boedelplan, insluitend testamentêre trusts waar toepaslik.
Setting up a new trust correctly, from the ground up: drafting the trust deed, advising on the choice of trustees and beneficiaries, preparing the founding resolutions, and registering with the Master of the High Court. The foundation of a trust determines everything that follows, so it pays to get it right the first time.Korrekte opstel van 'n nuwe trust, van die grond af: opstel van die trustakte, advies oor die keuse van trustees en begunstigdes, voorbereiding van die stigtingsbesluite, en registrasie by die Meester van die Hooggeregshof. Die fondament van 'n trust bepaal alles wat daarna volg, daarom loon dit om dit die eerste keer reg te doen.
Reviewing and amending existing trust deeds to keep them current, compliant, and aligned with your intentions and the latest legislation.Hersiening en wysiging van bestaande trustaktes om dit op datum, nakomend en in lyn met u bedoelings en die jongste wetgewing te hou.
Preparing and lodging the beneficial ownership register with the Master, keeping your trust on the right side of the law.Voorbereiding en indiening van die register van uiteindelike eienaarskap by die Meester, om u trust aan die regte kant van die wet te hou.
Penalties up to R10mBoetes tot R10mOngoing administration: minutes and resolutions, financial record-keeping, SARS and IT3(t) reporting, and independent trustee services where required.Deurlopende administrasie: notules en besluite, finansiële rekordhouding, SARS- en IT3(t)-verslagdoening, en onafhanklike trusteedienste waar nodig.
Reach out by email, phone or WhatsApp. Tell us briefly what you need.Skakel per e-pos, telefoon of WhatsApp. Vertel ons kortliks wat u benodig.
We discuss your matter, answer your questions and set out your options, at no cost.Ons bespreek u saak, beantwoord u vrae en verduidelik u opsies, sonder koste.
You receive a transparent quote up front, with no hidden costs or surprises.U ontvang 'n deursigtige kwotasie vooraf, sonder verborge koste of verrassings.
We take care of the process from start to finish, keeping you informed at every step.Ons behartig die proses van begin tot einde, en hou u op elke stap ingelig.
South African trust law has changed. Trustees now carry statutory duties that did not exist a few years ago, and the penalties for getting them wrong are severe.Suid-Afrikaanse trustreg het verander. Trustees dra nou statutêre pligte wat 'n paar jaar gelede nie bestaan het nie, en die boetes vir foute is ernstig.
Every trust must keep an up-to-date Beneficial Ownership register and lodge it with the Master, and submit IT3(t) reporting to SARS disclosing distributions and amounts vested in beneficiaries each tax year.Elke trust moet 'n opgedateerde register van uiteindelike eienaarskap hou en by die Meester indien, en IT3(t)-verslagdoening aan SARS lewer wat uitkerings en bedrae wat in begunstigdes vestig elke belastingjaar openbaar.
Failure to maintain and lodge the beneficial ownership register is an offence carrying a fine of up to R10 million, imprisonment of up to five years, or both. We keep your trust compliant so you don't have to worry about it.Versuim om die register van uiteindelike eienaarskap te hou en in te dien is 'n oortreding met 'n boete tot R10 miljoen, gevangenisstraf tot vyf jaar, of beide. Ons hou u trust nakomend sodat u nie daaroor hoef te bekommer nie.
Send a message and Müller will respond personally, usually within one business day.Stuur 'n boodskap en Müller sal persoonlik reageer, gewoonlik binne een werksdag.